The Rise of Usage-Based Insurance (UBI) Gone are the days of one-size-fits-all insurance policies. In 2025, Usage-Based Insurance (UBI) has become the norm. Telematics devices and smartphone apps track your driving habits—such as speed, braking, and mileage—in real-time. This data allows insurers to offer personalized premiums based on how safely and how much you drive. If you’re a c... https://www.tumblr.com/khalilda021/776104879556050944/the-rise-of-usage-based-insurance-ubi